Understand the rating
The rating places the house against what a buyer can expect for its age and type. It weighs what must be fixed, not the number of items: every house needs upkeep and small fixes, and a long list of details does not make a bad house.
- 10
Excellent condition
Nothing to fix beyond routine upkeep. No safety hazard, and the major systems are sound.
- 9
Good condition, few corrections
A few small, localized fixes, like caulking or a downspout to extend. Nothing urgent, nothing on a major system.
- 8
Good condition, corrections to plan
Several fixes, with at most one on a major system that is aging but still working, like a water heater or a roof.
- 7
Fair condition, notable corrections
One significant problem on a major system, a safety hazard to fix soon, or an evaluation requested by the inspector that could change the picture.
- 6
Average condition, work to plan
Several problems on major systems, active water infiltration, or several evaluations pending.
- 5
Major work required
Significant work on more than one major system, signs touching the structure, contamination, or several safety hazards. Plan for a substantial budget.
- 4
Extensive work required
The picture of a 5, with heavier work still: the budget to plan is larger.
- 1–3
Critical condition
Dangerous or unlivable without major work.
What it is based on
Your inspector’s labels (danger, defect to correct, monitor, satisfactory) and the weight of what must be fixed: structure, water, safety and the major systems (foundation, roof, electrical, plumbing, heating). The reasoning is written next to the rating.
What it is not
An assistant’s opinion to help you place the house, not a professional appraisal. To decide, rely on the detail of the findings and on your inspector.
